Every day we read about someone losing their home to Foreclosure. You may know someone facing foreclosure or you yourself may be having a hard time making mortgage payments or facing the possibility of foreclosure. I am here to tell you that you need to understand that you are not alone.

 

It's been reported by the Mortgage Bankers Association that in 9.64% of all mortgage loans were delinquent. These are hard times. Now more than ever, it's important to identify your options. Foreclosure can be avoided and your credit can be saved.

 

It has been my experience that homeowners today have more questions than answers about their circumstances. If you need help, there are approaches that can help, but you may not be familiar with them.  One of these is a “short sale.”

 

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt.  A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a Foreclosure.  And typically, a short sale does far less damage to the homeowner’s credit than a foreclosure does.

 

If you would like to know more about your options, please call me at 530-872-5444 or 1-800-794-1199 ext. 111 or visit http://www.northerncaliforniashortsales.com/

 

I am here to help … in any way I can.